Second Chances,
Brighter Futures.
Our student loan program bridges the gap when traditional lenders say no, providing the support you need to continue your education and build a brighter future.
GradBridge will be taking applications as of August 2025.
Check back soon for updates.
Achieve Your
Education Dreams.
If you’ve been turned down for a traditional private student loan, GradBridge is here to help.
Our second-look student loan program is designed for students who fall just outside traditional lending criteria.
Simple Application
Our simple, digital application process will give you a decision in less than 15 minutes
Over 2000 Schools
We support undergraduate and graduate programs from over 2000 schools across the country
Second Chances
Our unique underwriting has expanded eligibility so even students that have been declined by other lenders may get a second chance at approval
Flexible Repayment Options
While in school you can choose from a variety of repayment options: Interest only, $25 fixed or no payments 3
Cosigner Support
We make it easy for you to apply with a cosigner to maximize your chances of being approved for a loan
Approximately 42% of college dropouts cite financial struggles as the primary reason for leaving school. 2
GradBridge removes the financial barriers to graduation
How it Works.
With a simple application process and expanded eligibility, we provide the funding you need to continue your education and build a brighter future.
1
Get Started with GradBridge
If you applied for a private student loan and didn’t get approved, you can apply with GradBridge. Don’t worry — we specialize in reviewing applications that fall just outside traditional approval criteria.
Whether you were referred by a lender or found us directly, you can apply with confidence. And if you were referred, good news: your chances of approval may be higher than starting from scratch elsewhere.
2
Complete a Short Application
The process is fast, secure, and only takes a few minutes. If referred, you’ll receive a link to apply directly with GradBridge.
Most students will need a creditworthy cosigner to qualify — someone like a parent, guardian, or trusted adult who shares your commitment to finishing school.
3
We Work with Your School
If approved, we’ll coordinate directly with your school to certify the loan amount and send the funds on your behalf. We take care of ensuring your loan proceeds pay your cost of attendance.
4
Stay on Track
During the process, you’ll receive regular updates and easy-to-understand repayment options. If you selected an in-school payment plan, signing up for autopay can help you stay on top of things and lower your rate.
Plan for college with confidence using our
Free Resources.
- All Posts
- Blog
- Student Loan Tips
College costs more than just tuition. Learn about the hidden expenses that can catch students off guard — and how...
If your student loan application was denied, don’t panic. Learn why it happens and how you can still get the...
Learn how credit scores impact private student loan approval and why most students need a cosigner to qualify for the...
Our Customers
Why customers like
GradBridge?
Stay connected with our
Newsletter.
Receive resources on paying for college and information about GradBridge, delivered straight to your inbox.
1- GradBridge loans are second-look private student loans and are not affiliated with the federal student loan program. As such, they do not offer the same repayment benefits that may be available with federal loans. GradBridge loans are for students currently enrolled at a participating schools. All loans will be certified by the school.
2- Source: Based on data from Education Data, report on College Dropout Rates https://educationdata.org/college-dropout-rates as of date.
3- Repayment Options: While in school, applicants may choose one of the following repayment options (i) Interest-Only: Pay only the interest each month to reduce total loan cost; (ii) $25 Fixed Payments: Pay $25 per month to help lower accrued interest; or (iii) No Payment: Make no payments while in school, interest accrues and is added to the loan balance. Each choice impacts the total loan cost. For the $25 repayment example, assume a $10,000 loan with an APR of 18.97%, a 5% originations fee, and a .25% ACH discount applied and 10-year term. The loan
will have 30 months of in school payments of $25, followed by 120 months of principal and interest payments of $247.46.
