Your Second Chance at College Moneyto Keep Your Dreams on Track
When you have been denied a student loan by traditional lenders, we can provide the financial support you need to continue your education and build a brighter future.
It's not too late to get the money you need for the 2026-27 school year.
If you’re like millions of other upperclassmen, you may have hit a snag with the new federal student loan regulations or run into problems with other private student loans.
Don’t let a gap in financial aid put your education on hold — GradBridge specializes in helping established students get a second chance at student loan approval. Most upperclassmen have little or no credit history, so a co-signer is required.
Stop worrying about money. Put your focus back on school.
Cover 100% of college costs including:
Tuition
Books / Lab Fees
Housing
Food
Computer Equipment
Variable Interest Rates
Rates shown include the auto debit discount.
Things to consider:
- Your interest rate may go up or down over time as the loan’s index changes.
- Changes in the financial markets may cause the index to rise or fall.
- Your monthly payments will change based on the index change.
Fixed Interest Rates
Rates shown include the auto debit discount.
Things to consider:
- Your interest rate does not change over the life of your loan.
- You will have the same payment over time.
- You will keep the same rate whether future rates go up or down.
Set up funding for your 2026-27 school year now.
GradBridge loans are second-look private student loans and are not affiliated with the federal student loan program. As such, they do not offer the same repayment benefits that may be available with federal loans. GradBridge loans are for students currently enrolled at a participating school. The minimum loan amount is $5,000. Some states may have a minimum above $5,000. All loans will be certified by the school. GradBridge Student Loans are originated by Hatch Bank, a California-chartered industrial bank.
1- Variable rates may increase or decrease over time based on the 30-day Average Secured Overnight Finance Rate (SOFR as of 6/1/2026) index rounded to the nearest eighth of a percent. Fixed rates will remain constant and will not change over time. Actual rates and repayment terms may vary based on creditworthiness and other factors. The GradBridge 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. Autopay is not required to receive a loan from GradBridge.
2- Repayment Options: While in school, applicants may choose one of the following repayment options (i) Interest-Only: Pay only the interest each month to reduce total loan cost; (ii) $25 Fixed Payments: Pay $25 per month to help lower accrued interest; or (iii) No Payment: Make no payments while in school, interest accrues and is added to the loan balance. Each choice impacts the total loan cost. (iv) For the $25 repayment example, assume a $10,000 loan with an APR (Annual Percentage Rate) of 20.36%, a 5% originations fee, and a .25% ACH discount applied and 10-year term. The loan will have 30 months of in school payments of $25, followed by 120 months of principal and interest payments of $305.15 per month. Example as of 6/1/2026.
3- The APR for the lowest advertised rate assumes a $10,000 loan, with a 15- year term and 30 months in school, with no payment while in school, a 5% originations fee and a .25% ACH discount applied. The APR for the highest interest rate assumes a $10,000 loan, with a 5- year term and 30 months in school with an Interest Only payments while in school, a 5% originations fee and a .25% ACH discount applied.
