Resources.​

From gathering documents to getting approved, here’s what students and families need to know about applying for student loans.

Learn how interest rates are set for private student loans, what factors impact your rate, and how to choose between...

A fixed student loan interest rate stays the same over the life of the loan, while a variable rate can...

A college degree can increase lifetime earnings, expand job opportunities, and improve long-term financial stability compared with not completing a...

Financial strain is the top reason students leave college before graduating. Learn how access to responsible credit can make a...

If your financial aid doesn’t cover your college costs, here are smart strategies to bridge the gap and stay enrolled.

Learn how to build a college budget that covers housing, food, transportation, and more — and how to stay on...

Need a cosigner for your student loan? Here are tips to prepare, build trust, and have an honest, productive conversation...

College costs more than just tuition. Learn about the hidden expenses that can catch students off guard — and how...

Learn what to do when scholarships and federal student aid don’t cover your full cost of college — and how...

Cost of attendance isn’t just tuition. Learn what it includes and how it affects your financial aid and student loan...

Learn how repayment works for private student loans — including when it starts, available repayment plans, and how to stay...

Learn the best time to apply for student loans — including federal and private options — so you’re ready when...

If your student loan application was denied, don’t panic. Learn why it happens and how you can still get the...

Learn how credit scores impact private student loan approval and why most students need a cosigner to qualify for the...

Learn what a cosigner is, how they help students qualify for private loans, and what both students and cosigners should...

Understand the key differences between federal and private student loans — including how they’re funded, who qualifies, and when to...