Graduate Student Loans.
Graduate Student Loans.
GradBridge second-look graduate private student loans are designed to help graduate students who were denied by traditional lenders ease the financial strain of pursuing advanced career degrees.
Graduate Loans for Advanced Degrees.
GradBridge student loans cover all valid full cost of attendance. Apply now through our simple application and get your decision within minutes.
MBA
Medical
Law
Dental
Technology
Other
Current Rates 2-3
- Variable rates:
16.17%-21.94% APR * - Fixed rates:
17.4%-23.07% APR *
Rates shown include auto-pay discount
Repayment Options
- Pay while in school:
Interest Only payments $25 fixed monthly payments 4 - No payments while in school:
Deferred repayment
Repayment Terms
Choose a repayment term that works for you.
Options include 5, 10 or 15 years depending on your loan amount.
Origination Fee
Origination fee is 5%.
The origination fee is added to your loan amount and included in your APR. 2
Graduate and professional degree holders can earn 2–3x more over their lifetime compared to those with just a high school diploma. 5
Education pays. GradBridge helps you finish.
Pick the type of interest rate that’s Best For You.
Your interest rate is the amount you’re charged for borrowing money. The rate you are given is based on your creditworthiness.
GradBridge offers both fixed and variable interest rates so you can decide what is best for you.
Variable Interest Rates
16.17%-21.94% APR 2-3
Rates shown include the auto debit discount.
Things to consider:
- Your interest rate may go up or down over time as the loan’s index changes.
- Changes in the financial markets may cause the index to rise or fall.
- Your monthly payments will change based on the index change.
Fixed Interest Rates
Rates shown include the auto debit discount.
Things to consider:
- Your interest rate does not change over the life of your loan.
- You will have the same payment over time.
- You will keep the same rate whether future rates go up or down.
Choose the repayment type that works best for you While in School.
Pay During School
No In-School Payments
Interest Payments
You pay your interest each month while in school to lower the overall cost of your loan.
$25 Fixed Payment
No In-School Payments
Deferred
You don’t make payments while in school. The interest charged accrues on your loan and your total cost of your loan will be higher.
Cosigners
Cosigner can help improve your chances of being approved and getting the money you need for college.
- Most students don’t have the credit history to take out a loan by themselves.
- Most private student loans are cosigned.
Frequently Asked Questions
FAQs.
Frequently Asked Questions
Who is eligible for a GradBridge graduate student loan?
GradBridge graduate student loans are designed for eligible graduate and professional students at participating schools who may need funding to continue an advanced degree program.
Do I need a cosigner for a graduate student loan?
Some graduate borrowers may qualify on their own, but applying with a cosigner can improve approval odds and may help secure better loan terms.
How long does it take to get a decision on a GradBridge graduate student loan?
You may receive an immediate decision after completing your application and submitting the required information.
What repayment options are available while I’m in school?
Applicants can choose interest-only payments, $25 fixed monthly payments4, or deferred repayment while in school, depending on the option selected.
Contact us about your Loan Application.
Speak with GradBridge Student Loan Specialist
877-472-3275
Email a GradBridge Student Loan Specialist
In the Mail
GradBridge Student Loans
c/o CampusDoor Holdings, Inc
4900 Ritter Road, Suite 240
Mechanicsburg, PA 17055
* Annual Percentage Rate
1- GradBridge loans are second-look private student loans and are not affiliated with the federal student loan program. As such, they do not offer the same repayment benefits that may be available with federal loans. GradBridge loans are for students currently enrolled at a participating school. Minimum loan amount is $5,000. All loans will be certified by the school. GradBridge Student Loans are originated by Hatch Bank, a California-chartered industrial bank.
2- The APR for the lowest advertised rate assumes a $10,000 loan, with a 15- year term and 30 months in school, with no payment while in school, a 5% originations fee and a .25% ACH discount applied. The APR for the highest interest rate assumes a $10,000 loan, with a 5- year term and 30 months in school with an Interest Only payments while in school, a 5% originations fee and a .25% ACH discount applied.
3- Variable rates may increase or decrease over time based on the 30-day Average Secured Overnight Finance Rate (SOFR as of 6/1/2026) index rounded to the nearest eighth of a percent. Fixed rates will remain constant and will not change over time. Actual rates and repayment terms may vary based on creditworthiness and other factors. The GradBridge 0.25% autopay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account. Autopay is not required to receive a loan from GradBridge.
4- Repayment Options: While in school, applicants may choose one of the following repayment options (i) Interest-Only: Pay only the interest each month to reduce total loan cost; (ii) $25 Fixed Payments: Pay $25 per month to help lower accrued interest; or (iii) No Payment: Make no payments while in school, interest accrues and is added to the loan balance. Each choice impacts the total loan cost. (iv) For the $25 repayment example, assume a $10,000 loan with an APR of 20.36%, a 5% originations fee, and a .25% ACH discount applied and 10-year term. The loan will have 30 months of in school payments of $25, followed by 120 months of principal and interest payments of $305.15 per month. Example as of 6/1/2026.
5- Source: Based on Georgetown University report on college earnings, https://cew.georgetown.edu/cew-reports/the-college-payoff/ (opens in new window) as of June 9, 2025
